Finance your next move
Empowering small businesses to do big things.
Skip paperwork and wait with a streamlined lending process that gets approvals quickly—so businesses can invest when the moment is right.
- Easy Process
- Fast Funding
- Risk-Free Prequalification
- Flexible Repayment
Flexible Funding Solutions for Your Business
Always-Available Funding
Business Line of Credit
Access funds when you need them, anytime—draw as needed and repay on your terms.
- Credit limits from $5K to $150K
- Flexible repayment options up to 24 months
- Perfect for covering expenses or maintaining cash flow.
Boost Your Growth
Term Loan
Get a one-time lump sum with the flexibility to apply for more as your business grows.
- Loan amounts from $10K to $500K
- Repayment terms up to 36 months
- Perfect for making significant investments or expansions
Fund what matters
What can you do with funding from Vibe Check?
Unlock growth on your terms. Our in-house advisors will help you choose the right financing option—no delays, no third parties, just direct support tailored to your goals.
Stock Up on Inventory
Get what you need, when you need it—stay ready and never miss a sale.
Manage Payroll Smoothly
Ensure your team is paid on time, every time, without cash flow stress.
Renovate or Expand
Upgrade your space or open new locations to grow your business footprint.
Fuel Marketing Efforts
Invest in ads, promotions, and branding to attract more customers.
Balance Cash Flow
Bridge gaps between receivables and expenses to keep operations steady.
Upgrade Tools & Tech
Purchase the latest equipment or software to improve productivity.
Grow Your Team
Hire and onboard new talent to meet rising demand or expand services.
Consolidate Business Debt
Combine high-interest loans into one manageable payment with better terms.
Launch New Products
Bring fresh ideas to life with the capital needed for R&D, production, and launch.
Built for Results
Fast, Flexible Funding at Your Pace
1
Fill out the application
Our streamlined process is designed to be completed in just minutes.
2
Get your decision
Consult with a dedicated advisor to pick the best option for you.
3
Receive your funds
Sign your contract and get funds as soon as the same day.
Easy Process
Fast, simple access to funding.
Safe & Secure
Licensed & regulation-compliant.
Clear & Transparent
Upfront rates, no hidden fees
Dedicated Support
Expert assistance every step of the way
Money meets momentum
Why Small Businesses Love Us?
Flexible financing puts you in control—choose your loan amount, set repayment terms, and decide how to invest in your growth.
Have Question?
Frequently asked questions
Explore how our small business financing works—from eligibility and application to funding and repayment. Get clear, helpful insights to make confident decisions.
Any registered small or medium business with consistent revenue, at least 6 months of operational history, and a valid business bank account can apply. Eligibility may vary slightly depending on the loan type and amount.
Once approved, funds can be disbursed as quickly as the same business day. Timelines may vary depending on the funding amount, document verification, and the type of loan selected.
No, checking your eligibility does not impact your credit score. We conduct a soft pull during the application process. A hard inquiry is only made if you decide to move forward with the loan.
Typically, you’ll need a valid business license, recent bank statements, proof of identity, and basic financial records. We’ve designed our process to keep paperwork minimal and efficient.
We offer flexible term loans and revolving lines of credit. Whether you need quick working capital or long-term growth funding, we’ll help match you with the right solution.
Repayments are made automatically through scheduled daily, weekly, or monthly deductions—depending on the loan terms. You’ll always know your rates and due dates in advance.
Yes, we encourage early repayments. Many of our plans come with no prepayment penalties, helping you save on interest if you choose to pay off your loan sooner.
