Vibe Check’s BNPL solution lets your customers shop now and pay over time in easy installments—often with no added interest. It’s a flexible, accessible way to make purchases more manageable, boosting satisfaction and encouraging repeat sales for your business.

When customers choose Vibe Check’s Buy Now, Pay Later option at checkout, they complete a quick approval process. Once approved, they can split their purchase into manageable installments—often interest-free if paid on time. You, the merchant, get paid upfront in full while Vibe Check handles the rest, from installment collection to payment tracking.

Vibe Check’s BNPL model helps boost sales and increase average order value by making higher-ticket items more affordable for your customers. By offering flexible payment options, you enhance customer satisfaction and build stronger loyalty. Plus, you can attract a wider audience—including shoppers who avoid traditional credit cards—without taking on any payment risk.

With Vibe Check’s BNPL, shoppers get what they need now and pay over time—usually interest-free when paid on schedule. It gives them more control over their spending, helps manage cash flow, and makes bigger purchases easier to afford. Plus, it’s a simpler, more accessible alternative to traditional credit options.

Some BNPL plans may involve a soft credit check, which doesn’t affect the customer’s credit score. Approval is usually quick and based on basic eligibility criteria.

Returns are handled just like any other purchase. Once the return is processed by the merchant, Vibe Check updates the payment plan and issues any necessary refunds directly to the customer.